Our accounts
Choose your account.
Five passbook savings accounts and a time deposit — all available in every Mactan Bank office.
Regular Savings
An everyday passbook savings account you can open with ₱500.
Learn moreBusiness Savings
A passbook savings account for your business funds.
Learn moreSmart Starter Savings
Start saving with an opening balance of just ₱100.
Learn moreTeacher Savings
A savings account made for our teachers.
Learn morePension Savings
A savings account for receiving and growing your pension.
Learn moreTime Deposit
Earn up to 4.90% a year when you place your funds for a fixed term.
Learn moreCompare
Savings accounts at a glance.
| Account | Opening balance | Maintaining balance | Balance to earn interest | Interest (p.a.) |
|---|---|---|---|---|
| Regular Savings | ₱500.00 | ₱500.00 | ₱500.00 | 1.25% |
| Business Savings | ₱5,000.00 | ₱5,000.00 | ₱5,000.00 | 1.25% |
| Smart Starter Savings | ₱100.00 | ₱100.00 | ₱500.00 | 1.25% |
| Teacher Savings | ₱1,000.00 | ₱1,000.00 | ₱1,000.00 | 1.25% |
| Pension Savings | ₱100.00 | ₱100.00 | ₱500.00 | 1.25% |
All savings accounts are passbook accounts.
Benefits
More than a place to keep your money.
Free accident insurance
Up to ₱25,000.00 maximum coverage for your savings account.
Medical reimbursement
Get medical reimbursement of up to ₱2,500.00.
Passbook account
Track every deposit and withdrawal in your own passbook.
Time deposit
Earn up to 4.90% a year.
Place ₱10,000 or more for a fixed term from 30 days to more than a year.
See all rates30–59 days
₱1,000,000.01 & above
90–179 days
₱1,000,000.01 & above
180–359 days
₱1,000,000.01 & above
1 year +
₱1,000,000.01 & above
How to open
Open an account in two steps.
Go to your branch of choice
Visit any of our ten Mactan Bank branches across Cebu, Leyte and Negros Oriental.
Bring 2 valid IDs and your initial deposit
Our team will open your account and hand you your passbook.
Start saving today.
Visit any Mactan Bank branch with two valid IDs and your initial deposit.