Our loans
Find the right loan for you.
Seven loan products for businesses, farmers, teachers, pensioners and depositors.
Enterprise Loan
Working capital, equipment and construction financing for growing businesses.
Learn moreAgricultural Loan
Capital for seedlings, fertilizers, fishing equipment and farm machinery.
Learn moreSmall Business Loan
Additional capital, equipment and construction financing for small businesses.
Learn moreBack-to-Back Loan
Borrow against your own deposit for business, farming or family needs.
Learn moreTeacher’s Salary Loan
Up to ₱600,000 at 7.5% a year, paid through automatic payroll deduction.
Learn moreDivision Paid Loan
Up to ₱300,000 at 0.625% a month, with terms of up to 36 months.
Learn morePensioner’s Loan
Up to ₱150,000 based on your monthly pension, with insurance coverage.
Learn moreNot sure which loan fits?
Call us at (032) 326 1291 or visit any branch and our team will help you choose.
Contact usCompare
Loans at a glance.
| Loan | Best for | Loanable amount | Interest rate | Maximum term |
|---|---|---|---|---|
| Enterprise Loan | Businesses & corporations | Real estate secured | Varies with requirements | Short to medium term |
| Agricultural Loan | Farmers, fisherfolk & agri-businesses | From ₱50,000 (max. per SBL) | 15–18% p.a. diminishing | 5 years |
| Small Business Loan | Small businesses | From ₱300,000 (max. per SBL) | 15–18% p.a. diminishing | 5 years |
| Back-to-Back Loan | Mactan Bank depositors | 90% of your deposit | Deposit rate + at least 3% | Co-terminus with deposit |
| Teacher’s Salary Loan | Regular DepEd employees | Up to ₱600,000 | 7.5% p.a. | Per application (6–60 months) |
| Division Paid Loan | DepEd personnel | Up to ₱300,000 | 0.625%/month · 7.5% p.a. | 36 months |
| Pensioner’s Loan | Pensioners | Up to ₱150,000 | 21% p.a. | 2 years |
Rates and terms are subject to approval. Confirm current rates at your branch.
Ready to take the next step?
Talk to the team at your nearest branch, or start your teacher’s salary loan application online.